Daryav Patel
Daryav Patel founded KRM Investments in 1997 and established the firm's long-term approach to investor relationships, financial discipline and investor education.
Read Daryav Patel's Story →Established in 1997 • Sagar, Madhya Pradesh
About KRM Investments
KRM Investments is an AMFI-registered Mutual Fund Distributor based in Sagar, Madhya Pradesh. Established in 1997, the firm supports individuals, families, professionals and long-term investors with mutual fund distribution, SIP planning, goal-based investing and financial planning support.
1997Year KRM Investments was established
29+ YearsExperience across multiple market cycles
1,000+ FamiliesInvestor relationships served
ARN-246818AMFI-registered Mutual Fund Distributor
Our Story
A Financial Services Firm Built in Sagar, Serving Investors Since 1997
KRM Investments was founded in 1997 by Daryav Patelin Sagar, Madhya Pradesh. From the beginning, the firm's approach has focused on understanding investors, explaining financial decisions clearly and maintaining long-term relationships.
Over the years, KRM Investments has worked with families, salaried professionals, business owners, doctors, university faculty, retirees and other long-term investors. The firm's approach is based on understanding an investor's objectives, financial position, time horizon and risk considerations before discussing investment options.
Today, KRM Investments continues under the leadership of Karishma Patel, Managing Director. Her work combines the relationship-led values established by the founder with financial analysis, research and modern investment-planning practices.
People Behind KRM
Leadership, Experience and Local Accountability
Karishma Patel
Karishma Patel leads KRM Investments with B.Com and M.Com qualifications and experience in financial analysis, investment research and goal-based investment planning.
She is associated with KRM Investments' Mutual Fund Distribution activities as an ARN holder.
View Karishma Patel's Profile →Regulatory Identity
Clear About Our Mutual Fund Distribution Identity
KRM Investments operates as an AMFI-registered Mutual Fund Distributor under ARN-246818.
Investors should independently verify registration information and review scheme-related documents, costs, risks and suitability considerations before investing.
Distributor information can be checked through AMFI's official Mutual Fund Distributor Search.
Areas of Expertise
Mutual Funds, SIPs and Goal-Based Investment Planning
KRM Investments helps investors structure financial decisions around objectives, time horizon, existing investments and individual circumstances.
Our Approach
Planning Before Product Selection
Our process begins by understanding the investor's objectives, current financial position, existing investments, time horizon and risk considerations. This helps create a structured investment approach rather than making decisions based only on recent market performance.
01. Understand
Understand goals, existing investments and financial priorities.
02. Plan
Map investments to specific goals and appropriate time horizons.
03. Implement
Put the agreed investment approach into practice using appropriate products.
04. Review
Review progress periodically as circumstances and financial goals change.
Local Presence
Local Investment Support in Sagar, Madhya Pradesh
KRM Investments operates from Civil Line Square in Sagar, Madhya Pradesh. Investors who prefer face-to-face conversations can discuss their existing investments, financial goals and long-term plans with the team at the local office.
The firm serves investors in Sagar and surrounding areas of Bundelkhand while also supporting clients through online communication and digital investment services.
Explore Mutual Fund Services in Sagar →Investor Education
Helping Investors Understand Their Financial Decisions
Investor education is an important part of KRM Investments' approach. The firm's educational resources cover mutual funds, SIPs, goal-based investing, retirement planning, tax-saving investments and other practical financial topics.
The objective is to help investors understand concepts, evaluate available options and consider decisions in the context of their own financial circumstances rather than focusing only on short-term market movements.
Trust & Transparency
Information Investors Can Independently Check
- Established in 1997 — KRM Investments has operated from Sagar since its founding.
- Named leadership — the website provides dedicated profiles for founder Daryav Patel and Managing Director Karishma Patel.
- AMFI registration— distributor identity is disclosed through ARN-246818 and linked to AMFI's official verification resource.
- Physical presence — office address and contact information are publicly provided.
- Investor education — educational content is provided to help investors understand financial concepts and investment considerations.
- Risk disclosure — investment decisions involve market risks and should be considered in the context of individual objectives, risk profile and time horizon.
Frequently Asked Questions
About KRM Investments
When was KRM Investments established?
KRM Investments was established in 1997 in Sagar, Madhya Pradesh, by Daryav Patel. The firm continues to serve investors under the leadership of Managing Director Karishma Patel.
Who leads KRM Investments today?
KRM Investments is currently led by Karishma Patel, Managing Director. She holds B.Com and M.Com qualifications and is an ARN holder associated with the firm's Mutual Fund Distribution activities.
Is KRM Investments an AMFI-registered Mutual Fund Distributor?
KRM Investments operates as an AMFI-registered Mutual Fund Distributor under ARN-246818. Investors can independently verify distributor information through AMFI's distributor search.
Where is KRM Investments located?
KRM Investments is located at GF-40, Cantt Shopping Mall, Civil Line Square, Sagar, Madhya Pradesh – 470001.
What services does KRM Investments provide?
KRM Investments provides mutual fund distribution and investment-planning support covering SIP planning, goal-based investing, retirement planning, portfolio review, ELSS and tax-saving investments, and child education planning.
Visit KRM Investments
Speak With Our Team in Sagar
KRM Investments
GF-40, Cantt Shopping Mall,
Civil Line Square,
Sagar, Madhya Pradesh – 470001
Phone: +91-9425451432
Email: krminvestments.in@gmail.com
Office Hours
Monday – Saturday: 11:00 AM – 8:00 PM
Sunday & Public Holidays: Closed
Investment Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results. Returns are not guaranteed. Investment decisions should be considered in the context of individual financial objectives, risk profile and investment horizon.