Terms & Conditions

1. About KRM Investments

KRM Investments has been helping investors since 1997 with Financial Planning, Mutual Funds, SIP Planning, Retirement Planning, Goal-Based Investing, and Wealth Management. We serve investors across Sagar, Madhya Pradesh and throughout India.

2. Acceptance of Terms

By using this website, you agree to comply with these Terms & Conditions. If you do not agree with any part of these terms, please discontinue use of the website.

3. Educational Purpose

4. Investment Risk Disclosure

Past performance is not indicative of future returns. KRM Investments does not guarantee returns, capital protection, or investment performance.

5. Financial Calculators

Our SIP Calculator, Lumpsum Calculator, Retirement Calculator, SWP Calculator, EMI Calculator, and all other financial tools are provided solely for educational and planning purposes.

Results generated by these tools are estimates based on the information entered by users and should not be considered guaranteed financial outcomes.

6. Third-Party Links

This website may contain links to third-party websites including AMCs, SEBI, AMFI, government portals, payment gateways, and financial institutions.

KRM Investments is not responsible for the availability, security, privacy practices, or content of external websites.

7. Intellectual Property

All content published on this website including articles, graphics, calculators, branding, logos, icons, and educational resources are the intellectual property of KRM Investments unless otherwise stated.

8. User Responsibilities

• Do not misuse our website.
• Do not copy or redistribute content without permission.
• Do not attempt unauthorized access.
• Do not upload malicious software.
• Comply with all applicable Indian laws.

9. Limitation of Liability

KRM Investments shall not be liable for any direct, indirect, incidental, or consequential loss arising from reliance upon the information available on this website.

10. Privacy Policy

Please review our Privacy Policy to understand how your information is collected and used.

11. Changes to Terms

These Terms & Conditions may be updated periodically without prior notice. Continued use of this website indicates your acceptance of the revised terms.

12. Governing Law

These Terms & Conditions shall be governed by the laws of India. Any disputes shall fall under the jurisdiction of the competent courts in Sagar, Madhya Pradesh.