What is a Goal Calculator?

A Goal Calculator (or Target SIP Planner) is an online tool that helps you compute the monthly installment amount needed to hit a future financial milestone based on a given time horizon and estimated rate of return.

How does reverse SIP calculation work?

Instead of calculating future value from an investment, it calculates backwards using the compounding formula. It isolates the monthly payment required to achieve the desired future target amount over the specified months.

Does this calculator account for inflation?

This basic calculator uses fixed inputs. When planning long-term goals like higher education or retirement, it is highly recommended to consult an advisor to incorporate an inflation adjustment to ensure your purchasing power is secured.

KRM Investments

Goal Calculator

Work backwards from your milestones. Define your target financial corpus, select your timeframe, and discover the disciplined monthly savings required to turn your aspirations into reality.

Define Your Financial Goal

Target Goal Amount (₹)

Expected Return (% p.a.)

Time Horizon (Years)

Required Monthly Investment

₹21,520 / mo

Total Principal Invested₹25,82,433

Estimated Wealth Gain₹24,17,567

Your Capital Outlay52%

Compounded Growth Share48%

To accumulate your target of ₹50,00,000 in 10 years, an estimated monthly contribution of ₹21,520 is needed, assuming a consistent compound growth rate of 12% per annum.

Create a Goal-Based Roadmap

Objective Clarity

Provides an exact savings baseline so you know exactly how much to earmark monthly.

Time-Horizon Matching

Helps align your short, medium, and long-term milestones with right asset categories.

Disciplined Accumulation

Utilizes periodic systematic investing to leverage rupee-cost averaging along the way.

Planning for Complex Milestones Like Retirement or Higher Education?

Real-world goal planning involves accounting for evolving variables like lifestyle inflation, tax efficiencies, and systematic asset rebalancing as you get closer to your target date. Let our advisors structure it for you.

Consult Our Advisors